MoneyBeat

Go beyond traditional banking.

A European IBAN, SEPA and SWIFT today, with full control from web and mobile for individuals and businesses.

Europe today. Every country tomorrow. We're building MoneyBeat for the entire world.

European IBAN includedSEPA & SWIFTGoing global

Global

Vision

every country

3

Plan tiers

Basic to Customized

24/7

Access

web & app

9:41

Available balance

€100,000.00

Send money

InternalSEPASWIFT

Instant to another MoneyBeat account.

name@email.com or +34...
0.00
Invoice #123, rent, etc.

Europe now · World next

IBAN · SEPA · SWIFT

All in one account

Refined digital financeEurope today · Worldwide tomorrowEuropean IBAN includedSEPA & SWIFT transfersEvery country · One platformThe future of bankingWeb + mobile appRefined digital financeEurope today · Worldwide tomorrowEuropean IBAN includedSEPA & SWIFT transfersEvery country · One platformThe future of bankingWeb + mobile app

The right account for how you work

Freelancers are individuals, not companies. Solo workers get a personal account for client payments and everyday money. Registered businesses get a dedicated IBAN, KYB, and plans built to scale.

Smooth onboarding. Live in minutes, not weeksLive chat always on. AI and real humans ready to help
Individual

Individuals & freelancers

You work for yourself. You are not a company.

  • Built for personal life and solo freelancers without a registered business
  • Free European IBAN to receive salary, client payments, rent, and everyday transfers
  • Fast digital KYC for individuals. Verified online and ready the same day
  • SEPA from 0.1% on Premium with clear fees and no fine print
  • Always-on live chat with AI and real humans. AI helps with general questions anytime
View personal plans
Business

Company accounts

For registered businesses built to grow

  • Business IBAN for startups and established companies with official registration
  • KYB onboarding designed for teams and corporate structures, not solo freelancers
  • SEPA & SWIFT for clients, suppliers, and partners across borders
  • Customized plans with volume rates and dedicated support as your company scales
  • Always-on live chat with AI and real specialists for your business team
View business plans

Clear, transparent pricing

Three tiers for every need: Basic, Premium, or a bespoke Customized package. Every fee shown upfront, before you confirm.

Basic

Standard
€4.99/mo

Billed monthly · cancel anytime

Opening fee€10
  • IBAN Euro accountFree
  • Internal transfers (MoneyBeat)In free · Out €1
  • SEPA in & out0.5% · min €1
Get Basic

Customized

Enterprise

Tailored pricing

Opening feeCustom
  • IBAN Euro accountFree
  • Internal transfersCustom rates
  • SEPA in & outCustom rates
Contact us

SEPA & SWIFT on every plan · European IBAN included free · See FAQ for full fee details

Live in four steps

A streamlined onboarding, from sign-up to your first transfer in minutes.

01

Sign up & choose your plan

Register at app.moneybeat.eu. Choose Individual or Business: Basic, Premium, or a bespoke Customized package.

02

Pay the opening fee

Pay the one-time opening fee for your chosen plan. If your KYC or KYB verification is refused, your opening fee will be refunded.

03

Sign contract & complete KYC or KYB

Sign your account contract and verify your identity (personal) or business (KYB). Required by EU regulation before your account goes live.

04

Receive your IBAN & get started

Send SEPA and SWIFT transfers, receive payments, and manage money 24/7 on web or mobile.

What's coming next

From SWIFT and cards to a global platform. We're building MoneyBeat for every country in the world.

Very soon

Very soon

SWIFT transfers

Send and receive internationally with seamless SWIFT processing, transparent fees, and full visibility before you confirm.

Global reachTransparent fees
Coming soon

Next up

Virtual, physical & kids cards

Virtual, physical, and kids cards linked to your IBAN, elegant spending for you and your family.

VirtualPhysicalKids cards
On roadmap

Our vision

Every country worldwide

Europe is just the beginning. We're expanding MoneyBeat to every country on Earth. one platform for clients across borders, currencies, and continents.

Global expansionAll countriesWorldwide
On roadmap

Planned

POS payments

Accept in-store and contactless payments. connect point-of-sale to your MoneyBeat business account and settle in one place.

In-storeContactlessMerchants
On roadmap

Planned

Team & multi-user access

Invite colleagues, assign roles, and manage business finances together, built for growing teams.

RolesPermissionsBusiness teams
On roadmap

Planned

Multi-currency accounts

Hold and convert between major currencies from a single dashboard. one account, global reach.

FXMultiple balancesGlobal reach

Regulated. Verified. Built for Europe.

Licensed partners, verified onboarding, and a platform designed for clients who expect clarity and control.

EU-regulated payments

Electronic money and payment services by SEFIDE EDE, S.L.U., authorised and supervised by the Bank of Spain (reg. 6705).

Operated by Moneybeat Group UAB

A Lithuanian financial technology company operating under GDPR. transparent, compliant, and trusted across Europe.

Rigorous verification

Every account completes KYC or KYB verification, the same exacting standards expected of regulated financial institutions.

Your finances, everywhere

Our iOS and Android apps are on the way. Until then, manage money 24/7 on moneybeat.eu from any device.

Coming very soon
9:41

Available balance

€100,000.00

Send money

InternalSEPASWIFT

Instant to another MoneyBeat account.

name@email.com or +34...
0.00
Invoice #123, rent, etc.
Coming very soon

Questions, answered

Plans, regulation, and how to get started.

MoneyBeat is a European financial technology platform operated by UAB Moneybeat Group. You get a Euro IBAN, SEPA transfers, internal transfers, statements, and full web and mobile access for individuals and businesses.